We help the folks living in the Fayetteville community by offering short-term title loans to families in need of some cash.
Why Do People Apply for Title Loans?
More people than ever before are applying for title loans because they can get their cash in a day or less. Car title loans don’t require credit checks. So, you can’t be turned down for a loan because of bad credit. Dalton Financial Title Loans makes it fast, easy and convenient to apply for loans.
We offer professional and courteous services to everyone. Our application and consultation services are both free of charge, and all applicants receive an instant loan estimate within minutes of applying. Get the cash you need today with a hassle free loan. In order to process applications quickly, you should be prepared to discuss your loan information and income shortly after applying with a loan representative over the phone.
• All of our title loans Fayetteville are secured loans, which require a truck or car as collateral for your loan.
• To repay loans, you must have an acceptable form of income.
• To qualify, you must be the legal owner of a vehicle.
• You must have a car title in your name, and it should not list any lien holders against the auto.
• Applicants must be at least 18 years of age in order to enter into a binding contract for a loan.
• Any auto submitted as collateral must be in working order.
Our Application Form
You can begin your application by supplying us with a little personal contact and vehicle information such as:
• Your first and last name, home zip code and a phone number.
• The age and mileage of your auto. We also require the make, model and body style.
Loan amounts can vary from one applicant to another. They are determined by your ability to repay the loan, your income and the market value of your automobile offered as collateral. Typically, loan payouts can range from as little as a few hundred to several thousand dollars.
As opposed to banks, which can take weeks to approve and pay out loans, we can process your loan from start to finish in as little as a day. Dalton Financial Title Loans provides fast cash when you need it!
You may qualify for a short-term loan with a repayment period of 30 days, or it is also possible to qualify for title loans Fayetteville with a term of several months. Since, car title loans are secured with autos; we do not need to pull credit reports of any sort. Do not worry; you can still qualify with bad credit.
At Dalton Financial Title Loans, we have no driving or spending restrictions during your loan period. Drive anywhere you like, and spend your cash on anything you desire.
The Application Process
Everyone interested in title loans Fayetteville must begin the loan process by filling out an application. Most applicants can easily complete an application in less than two minutes. You are free to apply online, visit a convenient loan store in Fayetteville or speak with a representative over the phone.
You will work with your loan representative to get qualified for the loan. He or she will discuss your income and possible income sources for securing a loan. In addition to regular income from a part-time or full-time job, we can also accept a number of other income sources such as Social Security, disability, welfare, retirement pensions, alimony, unemployment benefits, self-employment earnings and more.
Selecting Loan Terms & Repayment Packages
Based on your income and ability to repay a loan, your loan representative will present you with applicable loan terms. You may also select a repayment package that works well with your budget. Ideally, we hope you can find an affordable package that still leaves room for you to pay other monthly obligations.
Closing on a Loan
To make things legal and to confirm your loan terms, you loan representative will draw up a contract highlighting the important loan terms you will be agreeing to for repaying the loan. At this time, we highly recommend that you read through your contract carefully and ask any questions you may have.
Contracts will include:
• The total cost of your loan.
• A handy repayment schedule.
• The interest APR and the cost of the interest.
• Applicable loan fees.
• Minimum payment amounts.